What about interest rates, tenure etc?

  • Interest rates on personal loans: Interest rates can range will depend on your credit history, tenure, income, occupation etc. The rates are fixed and not floating rate.
  • How to get a personal loan: Getting a personal loan from Balaji Finserv is easy, especially if you have your documents are in order and you have a good credit track record. It helps if you are an existing Bank customer. You can apply for a loan easily.
  • Tenure and repayment: You can get a loan for a tenure that suits your needs. You must repay the loan in equated monthly instalments or EMIs in a fixed sum every month. The EMI will depend on the loan amount, tenure and interest rate.


What is a personal loan?

A personal loan is a loan that does not require collateral or security and is offered with minimal documentation.